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About Us

IUP works with independent benefit managers, consultants, insurance brokers and third-party administrators to deliver first-class health care programs by leveraging existing carrier relationships, resolving service issues and formulating new, cost-effective benefit solutions.

Experienced in all areas of health insurance, including stop loss, medical, dental, life and disability, prescription drug and wellness, IUP maintains a superior carrier network to quickly identify the best suited resources to create and optimize a comprehensive health care benefits strategy.

Markets We Serve


Benefit Managers


Insurance Brokers

Third-Party Administrators


Plan Assessment

Vendor Evaluation

Underwriting Review

Contract Review

Program Marketing

Solutions to Offset Employee Cost


Medical Stop Loss

Life, LTD, STD, Critical Illness, Accident, Cancer, GAP Insurance and Hospital Indemnity

Benefits for Unexpected and Costly Medical Expenses or Extended Disability

Our Services

IUP assists our partners in finding cost-efficient alternatives for full or partially self-funded plans bundled with superior case management and pharmacy solutions.

Our mission is to successfully deliver to employers of all sizes intelligent, cost-effective health care solutions for their employees. Serving a broad range of employer groups from 50 to 5,000, IUP selects the most appropriate carrier to meet the objectives of benefit managers and their representatives.

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Independent benefit brokers face the dual challenges of business consolidation and larger competitors. IUP provides critical resources to help maintain and grow client relationships. Working as a partner, IUP is available to attend client meetings, and provide consultative support and underwriting guidance.

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Our Story

Based in the Philadelphia region, IUP was created to help independent insurance brokers, consultants, HR managers and third-party administratorsā€¦

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Our Process

We conduct a complete plan assessment and vendor review to identify opportunities that will enhance coverage while containing costs. To achieve maximum results, our team will…

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Our Partners

New health care mandates and rising premiums pose a significant challenge to employers striving to provide health care coverage at a reasonable cost. In an effort to find…

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Our Products

Medical Stop Loss Coverage
Specific and Aggregate coverage for self-funded medical plans available in a variety of deductibles.
Basic Group Term Life and Accident
Basic life and accident insurance for employees available in a broad range of dollar amounts and multiples.
Supplemental Group Term Life
Additional coverage for employees in amounts determined by each employee based on need.
Long-Term Disability
LTD coverage replaces a significant portion of income during an extended illness or disability.
Short-Term Disability
STD coverage replaces a percentage of salary during a short-term illness or disability.
Ancillary Coverage
Coverage for different types of situations, including cancer, other critical illnesses, unreimbursed medical expenses and extended disabilities.